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Terms of Service

Last Updated: October 19, 2025

1. Agreement to Terms

These Terms of Service constitute a legally binding agreement between you and Trowe Price Tech ("Company," "we," "us," or "our") concerning your access to and use of our trading analysis platform and related services.

By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of these Terms, you do not have permission to access our services.

2. Eligibility and Account Registration

2.1 Age and Legal Capacity

You must be at least 18 years of age and have the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these requirements.

2.2 Account Creation

To access certain features, you must register for an account. You agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your account information
  • Maintain the security of your account credentials
  • Accept responsibility for all activities under your account
  • Immediately notify us of any unauthorized access or security breaches

2.3 Account Verification

We require identity verification in accordance with Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. You must provide valid identification documents and information as requested. Failure to complete verification may result in account restrictions or termination.

3. Services Description

Trowe Price Tech provides an advanced trading analysis platform offering:

  • Real-time market data and analytics
  • AI-powered trading predictions and insights
  • Portfolio management tools
  • Technical analysis indicators
  • Educational resources and market research

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

4. Financial Disclaimer and Risk Warning

4.1 Investment Risk

Trading and investing in financial markets involve substantial risk of loss. You may lose some or all of your invested capital. Past performance does not guarantee future results.

4.2 No Investment Advice

Our services provide information, analysis, and tools but do not constitute financial, investment, tax, or legal advice. We do not recommend any specific securities or investment strategies. You are solely responsible for your investment decisions.

4.3 No Guarantees

We make no warranties or guarantees regarding the accuracy, completeness, or timeliness of information provided. Market predictions, analytics, and AI-generated insights are for informational purposes only.

4.4 Professional Advice

You should consult with qualified financial advisors, accountants, and legal professionals before making investment decisions.

5. User Responsibilities and Prohibited Activities

5.1 Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these Terms. You will not:

  • Violate any applicable laws or regulations
  • Infringe upon intellectual property rights
  • Transmit malicious code, viruses, or harmful software
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the integrity of our services
  • Use automated systems or bots without authorization
  • Engage in market manipulation or fraudulent activities
  • Create multiple accounts to circumvent restrictions
  • Share or sell your account credentials
  • Reverse engineer or decompile our software

5.2 Trading Conduct

You agree to engage in fair trading practices and comply with all applicable securities laws and regulations. We reserve the right to investigate suspicious activities and cooperate with law enforcement authorities.

6. Fees and Payments

6.1 Service Fees

Certain features and services may require payment of fees. All fees are disclosed before you complete a transaction. Fees are non-refundable unless otherwise stated.

6.2 Payment Methods

We accept various payment methods. You authorize us to charge your selected payment method for all applicable fees. You are responsible for ensuring sufficient funds are available.

6.3 Fee Changes

We reserve the right to modify our fees at any time. Changes will be effective upon posting to our website or notification to you. Continued use of our services constitutes acceptance of new fees.

7. Intellectual Property Rights

7.1 Our Property

All content, features, and functionality of our platform, including but not limited to text, graphics, logos, software, algorithms, and data compilations, are owned by Trowe Price Tech and protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our services for personal, non-commercial purposes. This license does not include any right to:

  • Reproduce, distribute, or display our content
  • Create derivative works
  • Use our content for commercial purposes
  • Remove copyright or proprietary notices

7.3 User Content

You retain ownership of content you submit to our platform. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content in connection with our services.

8. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. We collect, use, and protect your information as described in our Privacy Policy.

9. Third-Party Services and Links

Our platform may contain links to third-party websites or integrate with third-party services. We are not responsible for the content, privacy practices, or terms of third-party services. Your use of third-party services is at your own risk.

10. Disclaimers and Limitations of Liability

10.1 Service Availability

Our services are provided on an "as is" and "as available" basis. We do not warrant that our services will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

10.2 No Warranties

We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant the accuracy, reliability, or completeness of any information provided through our services.

10.3 Limitation of Liability

To the maximum extent permitted by law, Trowe Price Tech and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or use, arising from:

  • Your use or inability to use our services
  • Unauthorized access to or alteration of your data
  • Trading losses or investment decisions
  • Errors, mistakes, or inaccuracies in content
  • System failures, interruptions, or downtime
  • Third-party conduct or content

Our total liability to you for all claims arising from your use of our services shall not exceed the amount you paid us in the twelve months preceding the claim, or $100, whichever is greater.

11. Indemnification

You agree to indemnify, defend, and hold harmless Trowe Price Tech and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use of our services
  • Your violation of these Terms
  • Your violation of any rights of third parties
  • Your violation of applicable laws or regulations
  • Your investment decisions and trading activities

12. Account Suspension and Termination

12.1 Our Right to Terminate

We reserve the right to suspend or terminate your account at any time, with or without cause or notice, for any reason, including:

  • Violation of these Terms
  • Suspected fraudulent or illegal activity
  • Failure to complete KYC/AML verification
  • Extended period of inactivity
  • Risk to our operations or other users

12.2 Your Right to Terminate

You may terminate your account at any time by contacting customer support. Upon termination, you remain liable for all outstanding obligations.

12.3 Effect of Termination

Upon termination, your right to access our services immediately ceases. We may retain certain information as required by law or for legitimate business purposes.

13. Dispute Resolution and Arbitration

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to conflict of law principles.

13.2 Arbitration Agreement

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of our services shall be resolved through binding arbitration, except that either party may seek injunctive relief in court for intellectual property disputes.

13.3 Class Action Waiver

You agree to resolve disputes with us on an individual basis and waive any right to participate in class action lawsuits or class-wide arbitration.

14. Regulatory Compliance

Our services are subject to various financial regulations. You acknowledge that:

  • We comply with applicable securities laws and regulations
  • We are required to report certain activities to regulatory authorities
  • We implement AML/KYC procedures as required by law
  • We may restrict services based on your jurisdiction
  • Regulatory requirements may change, affecting our services

15. Electronic Communications

By using our services, you consent to receive electronic communications from us, including emails, text messages, and in-app notifications. You agree that all agreements, notices, and other communications satisfy any legal requirement that such communications be in writing.

16. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the modified Terms.

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us, constitute the entire agreement between you and Trowe Price Tech regarding your use of our services.

19. Contact Information

If you have questions about these Terms, please contact us:

  • Email: legal@t-rower-price.com
  • Phone: +1 (212) 564-8800
  • Address: Legal Department, 350 Fifth Avenue, Suite 7680, New York, NY 10118

20. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, pandemics, natural disasters, government actions, or internet service provider failures.

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